Starling Bank have now improved their 3D Secure approval process.
When we introduced 3D Secure in March 2019, it involved the use of ‘one-time passwords’ sent via SMS as the type of authentication for online purchases. Now, we’re improving this service to make it even more secure. Instead of sending the message by SMS, we’re enabling you to approve payments in your Starling app.
3D Secure requires that some transactions be approved, and is designed to increase the security of your account.